Identity fraud looms as a common form of online fraud that's accomplished through the unauthorized use of your financial or personal information. Your information can be stolen in several ways
- Hacking: Thieves break into industry or personal databases.
- Phishing: Thieves send you an e-mail that deceives you into disclosing your financial or personal information.
- Spoofing: You're tricked into giving up your information after being directed to a fake Web site that looks like one you're familiar with, such as your bank's home page.
- Spyware: You unknowingly download software from the Internet that contains spyware. Spyware collects personal information from your computer and transmits it to thieves.
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